Best Grocery Delivery Service in 2026 (We Compared 6)

2026年最佳生鲜配送服务(6家对比)

Comparing Instacart, Amazon Fresh, Walmart+, Costco, Shipt and more — find the best grocery delivery service for price, selection, and convenience.

By MoneyWise Tips Published: February 13, 2026 Updated: February 13, 2026

Grocery Delivery Is Mainstream — But Expensive If You’re Not Careful

Over 60% of US households used grocery delivery at least once in 2025. The convenience is real: skip the drive, the lines, and the impulse purchases.

But the hidden costs are also real. Markups, service fees, and tips can add 20-40% to your grocery bill if you’re not strategic.

We tested 6 major grocery delivery services on what matters most: actual prices (vs in-store), delivery fees, product selection, and freshness of produce.


Quick Comparison: Top 6 Grocery Delivery Services

ServiceDelivery FeeMarkup vs In-StoreMin OrderSubscription
Instacart$3.99-7.995-15% higher$10$9.99/mo (Instacart+)
Amazon Fresh$0-9.950-10%$35Prime ($14.99/mo)
Walmart+$0Same as in-store$35$12.95/mo
Costco (via Instacart)$3.99-7.995-17% higher$10Costco membership
Shipt$0 (membership)5-15%$35$10.99/mo
FreshDirect$5.990-5%$30DeliveryPass $7.99/mo

#1 Best Overall: Instacart

Markup: 5-15% | Delivery: $3.99-7.99 | Our rating: 8.5/10

Instacart’s superpower is store variety. It’s the only service that lets you shop from Costco, Kroger, Safeway, Aldi, Sprouts, and 1,400+ other retailers — all through one app.

What we liked:

  • Shop from multiple stores in one order
  • Same-day delivery (often within 1-2 hours)
  • “Priority delivery” option (30 min) for urgent needs
  • In-app coupons and weekly deals from partner stores
  • Instacart+ ($9.99/mo) gives free delivery on $35+ orders

What we didn’t:

  • Prices are marked up 5-15% over in-store
  • Service fee is an additional 5% (reduced to 2% with Instacart+)
  • Heavy items (water, detergent) may have surcharges
  • Produce quality is hit-or-miss (shopper-dependent)

Cost example: $100 in-store basket → ~$125-135 delivered (without subscription)

Money-saving tip: Instacart regularly releases promo codes for first-time and returning users. Check our Instacart deals page for today’s best discount — new users often get $20 off their first order.

Verdict: Best for households that shop multiple stores. The convenience of one-app access to Costco + Kroger + specialty stores justifies the markup for many families.


#2 Best Value: Walmart+

Markup: Same as in-store | Delivery: $0 (with Walmart+) | Our rating: 9/10

Walmart+ is the cheapest grocery delivery option, period. Same in-store prices, free delivery, and Walmart’s already-low prices make this the clear winner on cost.

What we liked:

  • No markup — same prices as shopping in-store
  • Free delivery on orders $35+ (with Walmart+ membership)
  • Express delivery in 1-3 hours for $10
  • Includes Paramount+ streaming and fuel discounts
  • Available in 4,700+ locations nationwide

What we didn’t:

  • Limited to Walmart’s inventory only
  • Produce and meat quality varies by location
  • Substitution quality can be poor
  • No organic/specialty store options

Cost example: $100 in-store basket → ~$105 delivered (with membership, including tip)

Verdict: If you shop primarily at one store and want the absolute lowest cost, Walmart+ is unbeatable at $12.95/month. The lack of markup alone saves $10-20 per order vs Instacart.


#3 Best for Prime Members: Amazon Fresh

Markup: 0-10% | Delivery: $0-9.95 | Our rating: 8/10

If you already have Amazon Prime ($14.99/mo), Amazon Fresh delivery is a strong add-on. Delivery is free on orders $150+, and $6.95-$9.95 on smaller orders.

What we liked:

  • No additional subscription if you’re already Prime
  • Whole Foods delivery option (premium/organic)
  • Free delivery on orders $150+ (reduced from previous $35 threshold)
  • Amazon-brand products (Solimo, Happy Belly) are very affordable
  • Returns and refunds are hassle-free

What we didn’t:

  • $150 minimum for free delivery is very high (was $35)
  • Delivery windows are 2-hour blocks (less precise)
  • Fresh produce selection is smaller than Instacart
  • Regional availability is limited

Cost example: $100 in-store basket → ~$110-115 delivered (under $150 threshold = $6.95 fee)

Verdict: Great if you already pay for Prime and regularly order $150+ in groceries. For smaller orders, the delivery fee makes it less competitive than Walmart+.


#4 Best for Bulk: Costco (via Instacart)

Markup: 5-17% | Delivery: $3.99-7.99 | Our rating: 7/10

You can’t get Costco delivery without going through Instacart (or using Costco’s limited same-day service). It’s convenient but the markups are the steepest.

What we liked:

  • Only way to get Costco items delivered same-day
  • Great for heavy/bulky items (bulk paper towels, water, etc.)
  • Costco’s base prices are still low even with Instacart markup
  • Can combine with other store orders on Instacart

What we didn’t:

  • Markup is 5-17% above Costco in-store (already on top of Costco’s value pricing)
  • Instacart service fee adds another 5%
  • Can’t use Costco coupons through Instacart
  • Executive member rewards don’t apply

Cost example: $100 Costco basket → ~$120-130 delivered via Instacart

Verdict: Convenient for heavy items you don’t want to haul, but the combined markups mean significant savings loss. For regular bulk shopping, going to Costco yourself is noticeably cheaper.


#5 Best for Target Shoppers: Shipt

Markup: 5-15% | Delivery: $0 with membership | Our rating: 7.5/10

Shipt (owned by Target) is best if Target is your primary grocery store. It also partners with other retailers in select areas.

What we liked:

  • Tight integration with Target (use Target Circle deals)
  • Dedicated personal shoppers (better produce selection)
  • Same-day delivery within 1 hour
  • $10.99/mo membership includes free delivery on $35+
  • Also delivers from CVS, Petco, Bed Bath & Beyond

What we didn’t:

  • Prices are marked up vs in-store Target
  • Limited to Target-heavy metros (not nationwide)
  • Membership is on top of any Target Circle/RedCard discounts
  • Smaller grocery selection than Walmart or Instacart

Verdict: Good if Target is your store. Otherwise, Instacart or Walmart+ are more versatile.


#6 Best for Freshness: FreshDirect

Markup: 0-5% | Delivery: $5.99 | Our rating: 7.5/10

FreshDirect operates its own warehouses (not from retail stores), which means better freshness control and minimal markup.

What we liked:

  • Produce, meat, and seafood are noticeably fresher
  • Minimal markup (runs own supply chain)
  • Next-day delivery with 1-hour windows
  • Sustainable packaging
  • DeliveryPass ($7.99/mo) for free delivery on $39+

What we didn’t:

  • Only available in NYC metro, Philadelphia, and DC areas
  • Narrower selection than Walmart/Instacart
  • No same-day delivery (usually next day)
  • $30 minimum order

Verdict: If you live in FreshDirect’s delivery zone and prioritize produce quality, it’s excellent. For everyone else, it’s not an option.


Grocery Delivery Cost Comparison (Same $100 Basket)

ServiceTotal CostSavings vs Instacart
In-store (yourself)$100 + your time
Walmart+~$105$20-30 cheaper
FreshDirect~$108$17-27 cheaper
Amazon Fresh (Prime)~$112$13-23 cheaper
Instacart (Instacart+)~$125
Costco via Instacart~$125Same
Shipt~$123$2-12 cheaper

How to Save on Grocery Delivery

1. Meet Free Delivery Minimums

Every service has a threshold for free delivery. Plan your orders to hit it:

  • Walmart+: $35
  • Instacart+: $35
  • Shipt: $35
  • Amazon Fresh: $150

2. Use Store Loyalty Programs

Your in-store loyalty rewards still work:

  • Kroger/Safeway points through Instacart
  • Target Circle deals through Shipt
  • Amazon Subscribe & Save discounts through Fresh

3. Compare Prices on Instacart

Instacart shows prices from multiple stores. For each item, check which store is cheapest — the difference can be 20-30% on the same product.

4. Grab New User Promos

Most services offer significant first-order discounts:

  • Instacart: $20+ off first order → Get code
  • Amazon Fresh: Free delivery on first order
  • Shipt: Free 4-week trial

5. Avoid Small Orders

Fees (delivery, service, small order) hurt most on small baskets. Consolidate into 1-2 large weekly orders instead of multiple small ones.

6. Tip Wisely

Tips aren’t fees — they go to your shopper. But budget for 15-20% on your delivery total. This is a real cost that pushes the true premium to 25-40% over in-store.


Our Recommendation

SituationBest ServiceWhy
Cheapest overallWalmart+No markup + free delivery
Multiple storesInstacart1,400+ retailers in one app
Already have PrimeAmazon FreshNo extra subscription
Best produce qualityFreshDirectOwn warehouse supply chain
Bulk buyingGo to Costco yourselfDelivery markups are steep

For most households: Start with Walmart+ at $12.95/month. Same in-store prices plus free delivery is the best value in grocery delivery. If you need stores Walmart doesn’t carry, add Instacart+ ($9.99/mo) for the widest selection — but watch those markups.


Frequently Asked Questions

What is the cheapest grocery delivery service?

Walmart+ is the cheapest for most people — $12.95/month with free delivery on orders $35+, and in-store prices (no markup). Amazon Fresh is comparable for Prime members on orders $150+. Instacart marks up prices 5-15% over in-store.

Is Instacart worth it?

Instacart is worth it if you shop from multiple stores. It’s the only service offering same-day delivery from Costco, Kroger, Safeway, and more — all in one app. But expect 5-15% higher prices than in-store. Instacart+ ($9.99/mo) helps if you order 3+ times/month.

Does grocery delivery cost more than shopping in store?

Yes, most services charge 5-20% more than in-store prices plus delivery/service fees. Walmart+ is the exception — it offers the same prices as in-store. To minimize costs, compare markups and use free delivery thresholds.

Which grocery delivery service has the best selection?

Instacart offers the widest selection because it connects to 1,400+ store chains. Amazon Fresh/Whole Foods is strong for organic/premium. Walmart has the deepest inventory for a single retailer.


Save more on food: Instacart promo codes | DoorDash deals | Best meal kit services | How to save money on groceries

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